.ffcalc{background:#f8f8f8;color:#333;font-family:Montserrat,Arial,sans-serif;font-size:13px;line-height:1.7}.ffcalc *{box-sizing:border-box}.ffcalc .ff-hero{background:#343f4b;color:#fff;padding:48px 32px 56px;text-align:center}.ffcalc .ff-h1{color:#fff;font-size:34px;font-weight:700;letter-spacing:-.02em;line-height:1.25;margin:0 auto 14px;max-width:720px}.ffcalc .ff-h1 em{color:#76c0c7;font-style:normal}.ffcalc .ff-hero-p{color:#c7d2d8;font-size:15px;margin:0 auto;max-width:640px}.ffcalc .calc-wrap{align-items:start;display:grid;gap:24px;grid-template-columns:1fr 1fr;margin:-28px auto 0;max-width:1080px;padding:0 24px 64px}@media(max-width:860px){.ffcalc .calc-wrap{grid-template-columns:1fr}}.ffcalc .panel{background:#fff;border-radius:8px;box-shadow:0 2px 12px rgba(52,63,75,.08);margin:0;padding:28px}.ffcalc .panel-h{background:#343f4b;border-radius:4px;color:#fff;font-size:13px;font-weight:600;letter-spacing:.06em;margin:0 0 22px;padding:8px 14px;text-transform:uppercase}.ffcalc .field-group{margin-bottom:22px}.ffcalc .field-label{align-items:baseline;display:flex;justify-content:space-between;margin-bottom:6px}.ffcalc .field-label label{color:#343f4b;font-size:13px;font-weight:600}.ffcalc .field-value{color:#0d7579;font-size:15px;font-variant-numeric:tabular-nums;font-weight:700}.ffcalc .field-hint{color:#8198a3;font-size:11px;margin-top:4px}.ffcalc input[type=range]{-webkit-appearance:none;appearance:none;background:#dee9ed;border-radius:3px;cursor:pointer;height:6px;margin:6px 0;outline:none;width:100%}.ffcalc input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;background:#0d7579;border:3px solid #fff;border-radius:50%;box-shadow:0 1px 4px rgba(52,63,75,.3);cursor:pointer;height:20px;width:20px}.ffcalc input[type=range]::-moz-range-thumb{background:#0d7579;border:3px solid #fff;border-radius:50%;box-shadow:0 1px 4px rgba(52,63,75,.3);cursor:pointer;height:14px;width:14px}.ffcalc .toggle-row{align-items:center;background:#eaf5f6;border-left:3px solid #76c0c7;border-radius:0 4px 4px 0;display:flex;justify-content:space-between;margin-bottom:22px;padding:12px 14px}.ffcalc .t-label{color:#343f4b;font-size:12.5px;font-weight:600}.ffcalc .t-sub{color:#8198a3;font-size:11px}.ffcalc .switch{display:inline-block;flex-shrink:0;height:24px;margin-left:12px;position:relative;width:44px}.ffcalc .switch input{height:0;opacity:0;width:0}.ffcalc .slider-toggle{background:#dee9ed;border-radius:24px;cursor:pointer;inset:0;position:absolute;transition:.2s}.ffcalc .slider-toggle:before{background:#fff;border-radius:50%;box-shadow:0 1px 3px rgba(52,63,75,.3);content:"";height:18px;left:3px;position:absolute;top:3px;transition:.2s;width:18px}.ffcalc .switch input:checked+.slider-toggle{background:#0d7579}.ffcalc .switch input:checked+.slider-toggle:before{transform:translateX(20px)}.ffcalc .results-panel{position:sticky;top:20px}.ffcalc .big-number-label{color:#8198a3;font-size:10px;letter-spacing:.12em;margin-bottom:4px;text-transform:uppercase}.ffcalc .big-number{color:#0d7579;font-size:52px;font-variant-numeric:tabular-nums;font-weight:700;letter-spacing:-.03em;line-height:1.1}.ffcalc .big-number-sub{color:#8198a3;font-size:13px;margin-bottom:24px}.ffcalc .breakdown{border-top:1px solid #dee9ed;padding-top:18px}.ffcalc .bd-row{margin-bottom:16px}.ffcalc .bd-head{align-items:baseline;display:flex;justify-content:space-between;margin-bottom:5px}.ffcalc .bd-name{color:#343f4b;font-size:12.5px;font-weight:600}.ffcalc .bd-val{color:#343f4b;font-size:13px;font-variant-numeric:tabular-nums;font-weight:700}.ffcalc .bd-bar-track{background:#f8f8f8;border-radius:4px;height:8px;overflow:hidden}.ffcalc .bd-bar{background:#0d7579;border-radius:4px;height:100%;min-width:2px;transition:width .45s cubic-bezier(.22,1,.36,1)}.ffcalc .bd-bar.alt{background:#76c0c7}.ffcalc .bd-bar.upside{background:#4bd07d}.ffcalc .osha-callout{background:#eaf5f6;border-left:3px solid #76c0c7;border-radius:0 4px 4px 0;font-size:12.5px;margin-top:22px;padding:14px 16px}.ffcalc .osha-callout strong{color:#343f4b}.ffcalc .cta-btn{background:#0d7579;border:none;border-radius:6px;color:#fff!important;cursor:pointer;display:block;font-size:14px;font-weight:600;margin-top:24px;padding:15px;text-align:center;text-decoration:none!important;transition:background .15s;width:100%}.ffcalc .cta-btn:hover{background:#0a5c5f;color:#fff!important}.ffcalc .assumptions{margin:0 auto;max-width:1080px;padding:0 24px 48px}.ffcalc .assump-h{color:#0d7579;font-size:13px;font-weight:600;margin:0 0 8px}.ffcalc .assump-p{color:#8198a3;font-size:11.5px;max-width:820px}